About NavWell
A resource created to support survivors of financial abuse and coerced debt.
Our Mission
NavWell is a comprehensive resource platform designed to empower survivors of financial abuse and coerced debt. We understand that financial abuse is a complex form of intimate partner violence that leaves victims with damaged credit, legal complications, and emotional trauma.
Our mission is to provide clear, compassionate, and practical guidance to help survivors rebuild their financial independence and navigate the complex systems they encounter along the way.
What is Financial Abuse?
Financial abuse is a form of intimate partner violence where one person controls another's economic resources, limiting their financial independence and autonomy. Coerced debt is a specific type of financial abuse where an abuser uses fraud, threats, or force to incur debt in another person's name.
Fraudulent Debt
Debt incurred without your knowledge or consent, such as credit cards, loans, or utility accounts opened in your name without your permission.
Coercive Transactions
Debt forced under threat or pressure, such as being threatened to sign a loan under fear of harm or emotional retaliation.
About This Project
NavWell is a Capstone Project developed by Heather Pham as part of her academic work at USC. This project was created to address the gap in resources available to survivors of financial abuse, particularly those dealing with coerced debt.
Important Disclaimer: Heather Pham is not a debt collector, lawyer, or financial advisor. All information provided on this website is for educational purposes only and should not be considered professional legal, financial, or medical advice. Please consult with qualified professionals in your area for personalized guidance tailored to your situation.
Research & Resources
This project was informed by research on financial abuse, survivor testimonies, and conversations with advocates, lawyers, and support organizations. The design and content reflect the real experiences and needs of survivors.
Key Resources Used:
- →National Center on Domestic and Sexual Violence
- →The National Domestic Violence Hotline
- →Consumer Financial Protection Bureau (CFPB)
- →American Bar Association - Domestic Violence Resources
- →Survivor interviews and community feedback
Key Principles
Survivor-Centered
Designed with the needs and experiences of survivors at the center.
Trauma-Informed
Sensitive to the emotional and psychological impacts of abuse.
Accessible
Written in plain language, easy to navigate, and inclusive.
Private & Confidential
Your information and journey are private and protected.
Ready to Start Your Journey?
You are not alone. This is not your fault. And you deserve support that makes the path forward clear.
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